Even I would struggle to come up with a blog that has a more prosaic start than this.
The whole world is in debt and no doubt you are sick fed up hearing about it.
But rather than consider the awesome scale of how much we are in hock to the future, I'm wondering if the debt really means anything at all.
After all, it is implicit in the word 'debt' that one day a score will be settled.
Not this time it ain't.
It's just too darned big.
Yet it's still out there and it manifests itself in a poorer standard of living than we would otherwise have.
But I have a scenario that might make things even worse.
Imagine, if you can, that each country's debt is akin to a financial tectonic plate.
Britain's debt is nudged up against American debt which is suffering major friction as it comes up against Japanese debt.
And so on around the world.
It is widely known that the major financial markets are already under great strain.
Something has to give and it could result in a financial tsunami that would make previous disasters seem like ripples.
So what should you do?
Okay, it may precipitate the tsunami but if you sit back and simply wait for it to happen, you risk 'waving' goodbye to your money as it is devalued into oblivion.